The theme park corridor of Orlando, Kissimmee, and Davenport represents the highest-volume short-term vacation rental (STR) market in the United States. DSCR debt allows investors to purchase high-cash-flow resort homes without tax returns.
AirDNA vs Trailing 12 Revenue Underwriting
For existing STRs, 12 months of documented Airbnb/VRBO host statements establish DSCR income. For new turnkey purchases, third-party AirDNA market revenue reports are used to satisfy debt coverage.
Managing Seasonality & Reserves
Lenders typically require 3 to 6 months of PITIA reserves to smooth out seasonal travel fluctuations.
Instant vacation rental scenario modeling on hub.adlercapital.us.
