An investor was acquiring six single-family rentals in Newton - all in the same school district, all rented to long-term tenants, generating $19,800/month combined. Portfolio price: $3,100,000.
LOAN AMOUNT
$2,480,000
Investor needed a single loan covering all six rather than six separate transactions. Their bank would only do four - leaving two unfunded and the deal at risk.
Adler Capital structured a single $2,480,000 portfolio DSCR loan covering all six at 80% LTV. One loan, one closing, one payment.
The Outcome
All six closed simultaneously. Monthly cash flow after debt service: $4,200 across the portfolio. Better aggregate terms than six separate closings would have produced.
Deal Highlights
LOAN AMOUNT
$2,480,000
PORTFOLIO VALUE
$3,100,000
PROPERTIES
6 Single-Family
LTV
80%
MONTHLY PORTFOLIO RENT
$19,800
CLOSING TIME
28 Days
More Deals
See how Adler Capital has structured financing across property types, markets, and deal sizes.
A South Florida investor identified a fully occupied 4-unit in Hialeah - all 2/1 units, long-term tenants, $6,800/month gross rent. Purchase: $620,000. Cap rate coming in at 5.8% with upside on turnover.
A Nashville investor identified a 4/2 in a fast-appreciating East Nashville neighborhood - $440,000 purchase, tenant locked in at $3,600/month, strong appreciation market with limited inventory.
A Palm Beach County investor found a 3/1 in Lake Worth Beach for $195,000 - original 1960s construction, all original finishes, roof past useful life. Updated 3/2s in the area: $340K-$370K.
