An investor was acquiring six single-family rentals in Newton - all in the same school district, all rented to long-term tenants, generating $19,800/month combined. Portfolio price: $3,100,000.
LOAN AMOUNT
$2,480,000
Investor needed a single loan covering all six rather than six separate transactions. Their bank would only do four - leaving two unfunded and the deal at risk.
Adler Capital structured a single $2,480,000 portfolio DSCR loan covering all six at 80% LTV. One loan, one closing, one payment.
The Outcome
All six closed simultaneously. Monthly cash flow after debt service: $4,200 across the portfolio. Better aggregate terms than six separate closings would have produced.
Deal Highlights
LOAN AMOUNT
$2,480,000
PORTFOLIO VALUE
$3,100,000
PROPERTIES
6 Single-Family
LTV
80%
MONTHLY PORTFOLIO RENT
$19,800
CLOSING TIME
28 Days
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