Fix & Flip Loans
West Palm Beach, FL
Acquire and renovate distressed properties across West Palm Beach, SoSo, Northwood, Lake Worth Beach, and Palm Beach Gardens. Up to 90% of purchase plus 100% of rehab funded, closing in 5 to 14 days with zero prepayment penalties.
Up to 90%
Purchase LTC
100%
Rehab Escrow Funded
24-48 Hrs
Draw Turnaround
5-14 Days
Time to Close
Built for Active Flippers
Win off-market West Palm Beach deals with cash-like speed
In West Palm Beach, the spread between unrenovated 1950s-1970s CBS homes and turnkey modernized listings remains one of the widest in Florida. However, wholesalers and listing agents east of I-95 demand short inspection periods and proof of reliable capital.
Adler Capital underwrites your purchase price, scope of work, and street-by-street ARV comps in 24 hours. With non-Dutch interest options (paying interest only on drawn rehab funds) and 24-to-48-hour draw disbursements, your general contractor stays funded from demolition to final certificate of occupancy.
SoSo (South of Southern) 3/2 CBS Flip
Experienced investor acquired an outdated 1,850 sq ft CBS ranch south of Southern Blvd for $615,000 with a $135,000 renovation budget. Sold on the MLS in month 6 for $1,025,000.
Target Neighborhoods
West Palm Beach & Palm Beach County flip corridors
Luxury & High-ARV Historic Renovations
Flamingo Park, El Cid & SoSo (South of Southern)
1920s-1960s Mediterranean Revival and CBS homes east of Dixie Highway where full interior and impact-window renovations trade between $1.1M and $3.2M+ ARV.
Workforce Single-Family & Duplex Value-Add
Northwood Hills, Pleasant City & Riviera Beach
Lower acquisition basis ($280K to $475K) with strong resale demand from first-time homebuyers and high-yield BRRRR refinance exit options.
Coastal Cottage & Mid-Market Flip Corridor
Lake Worth Beach, Lantana & Boynton Beach
Rapid days-on-market for renovated 3/2 homes east of I-95 with no HOA restrictions and strong post-renovation appraisal comps.
Golf Community, Waterfront & Acreage Rehab
Palm Beach Gardens, Jupiter & Wellington
Executive-tier remodels in established northern and western Palm Beach County communities attracting Northeast cash buyers.
Common Questions
West Palm Beach Fix & Flip Loans - FAQ
How much of a West Palm Beach fix and flip project will Adler Capital finance?
For experienced flippers, we fund up to 90% of the acquisition price and 100% of the renovation budget, subject to a maximum total loan-to-after-repair-value (LTARV) of 70% to 75%.
How do construction draws work during a West Palm Beach renovation?
Your 100% rehab budget is held in construction escrow and disbursed on a reimbursement basis as milestones are completed. You submit draw requests through our digital portal, an inspection is completed within 24 hours, and funds are wired within 24 to 48 hours. You only pay interest on drawn funds.
Is there a prepayment penalty if I sell my West Palm Beach flip in 4 months?
No. Our fix and flip bridge loans carry zero prepayment penalty, so the moment your renovated West Palm Beach property closes with an end buyer, you pay off the principal and accrued interest with zero exit fees.
What if I decide to keep the renovated property as a rental instead of selling?
We transition you directly into our West Palm Beach 30-Year Fixed DSCR Loan program at up to 75% cash-out LTV so you can pay off the fix-and-flip note and hold the asset long term without showing personal tax returns.
Related South Florida Markets